I've started my own job which means I've started earning my own salary. along with this, this also means that I'm gonna have to manage my bank account more responsibly than I did before. this is not the easiest thing to figure out. I'm not even sure what the difference between checking accounts and saving accounts are. I only know that my salary is going to my checking account. i propabaly need to open a savings account cause if I don't, I probably would be in big trouble in the future.